![]() ![]() ![]() A Non-QM loan may be the best option for you depending on your unique circumstances. When you have more than 10 (for individual, 20 for a couple) financed properties, we still have non-QM loans with great rates with no limit on number of financed properties. A Non-QM loan can be the solution to help a borrower achieve the American dream of home ownership. A Non-QM loan is a loan that does not meet the standards set by the Ability to Repay/Qualified Mortgage (ATR/QM) rule as defined by the Consumer Financial Protection Bureau (CFPB). We help you get the mortgages with the best rate and term. Even if you have a recent foreclosure or bankruptcy, we can find a mortgage solution for you.įor investors, we can potentially help you grow your wealth more than 2x faster with our strategically designed mortgage plans. A non-QM loan, or a nonqualified mortgage, is a particular type of residential mortgage designed for borrowers who dont meet the standards for a QM loan. What is a Non-QM loan In order reduce risk of loss after the mortgage meltdown in 2008, federal regulators tightened borrower requirements on mortgage loans. Our Non-QM loans provide mortgage solutions for Self-employed or 1099 borrowers. Whatever the case, non-qualified mortgages (non-QMs) are making mortgage loans possible for more people, no matter what their circumstances, and they are on the. Down payment is as low as 0%.įor borrowers with low income and low credit, we can help you get a loan. Finance a different way to homeownership with Mortgages Done Better. We can close your loan quickly at a very competitive rate and we can also help you with your mortgage planning.įor first time home buyers, we have multiple conventional and FHA loan options for you to choose no matter you are buying a single-family home, townhome, condo, multifamily property, or mobile home. Best non-QM loans lenders, Unlike qualified mortgages, it may be harder to find lenders who offer non-QM loans programs.So, who are the best non-QM loans. HOME ZONE MORTGAGE INC provides services to our clients’ unique needs, no matter you are buying a primary home, second home or investment property. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |